Phronesis Internet-of-Value Project: Blockchain Intangible Currency

Olinga Taeed
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Phronesis is a flagship project aiming to develop the ability to transact globally using a non-financial currency, and to freely convert to a financial currency at any point in time. Phronesis sits in the distributed ledger sector but considerably broadens the blockchain applications to include intangible values within the Internet-of-Value sphere (IoV). The basis of the technology is the Social Earnings Ratio. The Social Earnings Ratio® is curated by the not-for-profit Centre for Citizenship, Enterprise and Governance ( to track the movement of intangible or non-financial value. S/E Ratio® has the ability to digitise non-financial value, and can even convert sentiment into financial value. The open source IP is protected under Creative Commons Attribution–NonCommercial-NoDerivatives 4.0 International (CC-BY-NC-ND 4.0). All commercial exploitation rights to Social Earnings Ratio are held by Seratio ( Some other applications of S/E Ratio can be found at